• Home
  • Career
  • Money
  • Relationships
  • Independence
  • More
    • Home
    • Career
    • Money
    • Relationships
    • Independence
  • Sign In
  • Create Account

  • My Account
  • Signed in as:

  • filler@godaddy.com


  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Career
  • Money
  • Relationships
  • Independence

Account

  • My Account
  • Sign out

  • Sign In
  • My Account

Why set short & long-term goals

Goals give your direction

Without goals, it's easy to feel stuck, overwhelmed, or unsure what you're working toward.

When you set short-term and long-term goals, you create a path forward.

Long-Term Goals

These are big-picture goals- where you see yourself in a few years.


Some examples of long-term goals:

  • Getting into a certain college
  • Starting a career you're excited about
  • Moving out on your own
  • Saving up for an emergency fund


Long-term goals give you purpose and motivation.

Short-Term Goals

These are the small weekly or monthly steps that help you reach your long-term goals.


Some Examples of short-term goals:

  • Study 3 hours per week
  • Apply for 2 jobs this week
  • Save $20 from each paycheck
  • Finish one college application


Short-term goals build confidence and momentum.  

Set smarter goals with the smart system

S- Specific

M- Measurable

M- Measurable

Be clear about what you want. 


Not: "I want better grades"

Instead: "I want to raise my math grade from a B to an A"


 The more detailed your goal, the easier it is to take action.

M- Measurable

M- Measurable

M- Measurable

You need a way to track progress.


Example: I will save $100 by the end of the school year.


If you can measure it, you can improve it.  Progress builds motivation.

A- Achievable

M- Measurable

A- Achievable

Your goal should be a challenge- but it should be realistic.


Ask: "Do I have the time, skills and resources to do this?"

If not, "how can I adjust my goal to be more realistic?"


If it's too easy, you won't grow.  

If it's impossible, you'll quit.

R- Relevant

T- Time-Bound

A- Achievable

Your goal should matter to you.


Ask: "Why does this matter?"

How does this help me reach long-term success?


If it doesn't comment to your bigger plans, you won't stay motivated.

T- Time-Bound

T- Time-Bound

T- Time-Bound

Set a deadline.  "I will finish my task by Friday"


Ask: "What is a reasonable amount of time it will take to complete?

Know or estimate: "What's my deadline?"


Without a timeline, goals turn into "someday" ideas.

Sample SMart goal

Long-Term Goal:

Let's say you decide you need an emergency fund in case something unexpected comes up.


You don't want to panic or borrow money- you want to be prepared.


So, your goal is to save $500.


Now, let's turn that idea into a SMART goal!

S- Specific

I will save $500 for an emergency fund so I'm prepared for unexpected expenses. I will save it by my graduation day.

M-Measurable

I will track my savings each week with my savings tracker app.  I will watch my balance grow until it reaches $500.

A- Achievable

Breaking the savings down into smaller parts and tracking it on my app makes it realistic and doable.

R- Relevant

Having an emergency fund can reduce stress and build independence.

Saving a small amount each week will help me reach my goal.

T- Time-Bound

I will save every month in order to reach my goal by graduation. 

Copyright © 2026 Skill Setters - All Rights Reserved.


Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept